Insights

Market Ripe For Neobank Success

Australians will soon have the ability to own their financial data, and have personal financial information easily accessible and transferable to other financial institutions, with open banking coming into effect on 1 July 2019. This may lead to more consumers switching banking providers and will...

The Real Predictors of Housing Credit: A Ring or A Raise

The housing sector is hot with housing “churn” increasing and house prices rising. March 2014 credit data from APRA (Australian Prudential Regulation Authority) and the RBA (Reserve Bank of Australia) shows housing credit growth is up by 5.9 percent calendar YTD, driven by investor and owner...